The region's history and geography have led to a blending of Southern and Midwestern cultures, distinct from the rest of the state.The region is also home to the oldest exposed Devonian fossil beds in the world at the Falls of the Ohio National Wildlife Conservation Area.Situated in the Wabash Valley seismic zone, Southwestern Indiana is at elevated risk for earthquakes.Southern Indiana, home to about 1.4 million people, was the first area of the state to be settled by European colonists.About 12 accredited institutions of higher education are located throughout Southern Indiana, including some private, liberal arts colleges and multiple public university campuses, including the flagship campus of the Indiana University system, IU Bloomington.