Financial services
The finance industry in its most common sense concerns commercial banks that provide market liquidity, risk instruments, and brokerage for large public companies and multinational corporations at a macroeconomic scale that impacts domestic politics and foreign relations.Styles of financial institution include credit union, bank, savings and loan association, trust company, building society, brokerage firm, payment processor, many types of broker, and some government-sponsored enterprise.Financial products include insurance, credit cards, mortgage loans, and pension funds.[citation needed] The financial sector is traditionally among those to receive government support in times of widespread economic crisis.[15] The UK's position is helped by both unique institutions (such as Lloyd's of London for insurance, the Baltic Exchange for shipping etc.
Financial Services (constituency)FinanceMarketsAssetsAsset (economics)Asset growthCapital assetCommodityDerivativesDomainsEquityForeign exchangeOver-the-counterPrivate equityReal estateParticipantsAngel investorBull (stock market speculator)Financial plannerInvestorinstitutionalRetailSpeculatorLocationsFinancial centresOffshore financial centresConduit and sink OFCsInstrumentsCollateralised debt obligationCredit default swapTime depositcertificate of depositCredit lineDepositDerivativeFutures contractIndemnityInsuranceLetter of creditMortgageOptionexoticPerformance bondsRepurchase agreementSecuritySyndicated loanSynthetic CDOCorporateAccountingCapital budgetingCapital structureCorporate financeCredit rating agencyEnterprise risk managementEnterprise valueRisk managementFinancial statementsLeveraged buyoutMergers and acquisitionsStructured financeVenture capitalTaxationBase erosion and profit shiftingCorporate tax havenTax inversionTax havenTransfer pricingPersonalCreditEmployment contractFinancial planningRetirementStudent loanPublicGovernment spendingFinal consumption expenditureOperationsRedistributionTransfer paymentGovernment revenueDeficit spendingBudgetbalanceNon-tax revenueWarrant of paymentBankingCentral bankDeposit accountFractional-reserveFull-reserveInvestment bankingMoney supplyLists of banksBank regulationBanking licenseBasel AccordsBank for International SettlementsFinancial Stability BoardDeposit insuranceSeparation of investment and retail bankingRegulationFinancial lawInternational Financial Reporting StandardsISO 31000Professional certificationFund governanceEconomic historyPrivate equity and venture capitalRecessionStock market bubbleStock market crashAccounting scandalsOutlineeconomic servicesfinancial institutionsservice sectorfinancial managementconsumer financecommercial banksmarket liquidityrisk instrumentsbrokeragepublic companiesmultinational corporationsmacroeconomic scaledomestic politics